The SAP module In-House Cash helps you to realize an efficient management of internal and external cash flows. For this purpose, a centralized in-house cash center is created that functions as a virtual bank.

This enables you to keep cash resources in the group and optimize them. You achieve standardized business processes in your payment transactions as well as the control of your payment transactions. At the same time, your need for external bank accounts and international payments is reduced.

An in-house bank that handles internal payments just as effectively as your banks handle external payments replaces the labor-intensive clearing account practice. The SAP In-House Cash additionally allows a liquidity concentration at the company’s headquarters with help of payment netting transactions, external account clearing and transparency of the liquidity position. This solution is the first step towards a Payment Factory.